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Hearten Workers' Compensation

Your member-owned workers’ compensation captive program.

Addressing the specific needs of social services when traditional approaches might not be the best fit.

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Where Workers’ Compensation Meets Compassion

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What We Do

Hearten Workers’ Compensation offers a common-sense approach that is rooted in a deep understanding of alternative insurance solutions and offers a solution that’s right for you.

At the heart of social services are individuals who are passionately committed to helping others. Hearten, a member-owned workers’ compensation captive program, was developed by organizations just like yours. It addresses the specific needs of social services when traditional approaches might not be the best fit.

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Our Program Benefits

Reliable Pricing

Stable rates and competitive pricing for your security

Proactive Claim Handling

Proactive claims handling and medical cost management

Financial Reporting

Quarterly financial statement reporting with monthly loss runs

Program Dividends

Potential program dividends based on program performance

Reliable Pricing

Stable rates and competitive pricing for your security

Proactive Claim Handling

Proactive claims handling and medical cost management

Financial Reporting

Quarterly financial statement reporting with monthly loss runs

Program Dividends

Potential program dividends based on program performance

What Makes Us Different

Who We Are and What We Do

Developed by Organizations

We are a member-owned workers’ compensation captive program developed by organizations just like yours.

We Find the Right Fit

We address the specific needs of social services when traditional approaches might not be the best fit.

We Understand Alternatives

We offer a common-sense approach that is rooted in a deep understanding of alternative insurance solutions.
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