Insurance How Reinsurance Affects Rates and Premiums As we move further into 2025, businesses are focusing on ways to tackle key challenges — and gaining control over…Kurt GehmanJune 25, 2025
Insurance What Drives Your Workers’ Compensation Rate? At Hearten, we believe that understanding the details of your workers’ compensation rate helps you better protect your people, and…Hearten Workers' CompensationMay 2, 2025
Insurance Why More Social Services Organizations Are Turning to Captives A group captive is an alternative insurance model in which multiple organizations join to form their own insurance entity. This…Hearten Workers' CompensationApril 1, 2025
Insurance How to Minimize Workers’ Comp Claims in Social Services Organizations Workers' compensation claims in social services organizations can be a significant concern, especially since employees in this field often face…Hearten Workers' CompensationMarch 3, 2025
Insurance 4 Signs Your Social Services Organization is Ready for a Captive Running a social services organization comes with unique challenges—and workers’ compensation is often at the top of the list. Managing…Hearten Workers' CompensationJanuary 27, 2025
Insurance New Year, Same Hearten: A Captive Program Built for Social Services As we welcome a new year, Hearten remains a steadfast partner for social service organizations. Built by organizations like yours,…Hearten Workers' CompensationJanuary 8, 2025
Insurance The Hidden Heroes of the Holidays: Social Service Workers & the Safety Net of Workers’ Compensation The holiday season is a time of giving, but for social service workers, it’s also a season of going above…Hearten Workers' CompensationDecember 2, 2024
Insurance What is Collateral in Captive Insurance? Insurance jargon can feel like a foreign language if you’re not steeped in the industry every day. To make things…Daniel Harrison, AIC, CRISNovember 4, 2024
Insurance Ghosts of Claims Past: Avoiding Workers’ Comp Nightmares As Halloween approaches, it’s not just ghosts and goblins that can send chills down your spine. Workers’ compensation claims can…Ian AtwoodOctober 1, 2024
Insurance 6 Ways AI Can Help Reduce Workers’ Comp Expenses The rapid advancement of artificial intelligence (AI) technology is transforming industries across the globe, and the realm of workers' compensation…Ian AtwoodAugust 30, 2024