Hearten Workers' Compensation

In an ongoing effort to prevent workplace injuries, many social service organizations require employee drug testing. It can be an…

Every year, it's the same story. Renewal season arrives, and social service organizations brace for a number they can't predict…

A workers’ compensation group captive is built around more than insurance coverage. It brings together organizations that share a commitment…

Summer heat can quickly move from uncomfortable to dangerous, especially for employees working outdoors, in vehicles, or in warm indoor environments.…

May is Mental Health Awareness Month, making it a timely reminder that employee well-being plays an important role in every…

Workers’ compensation costs can be difficult to predict. Premium swings, unexpected claims, and limited transparency in traditional insurance models often…

Over the past several years, many organizations have experienced just how quickly the insurance market can shift. Premium increases, changing…

When it comes to Workers’ Compensation, your Experience Modification Ratio, or EMR, is one of the most important numbers tied…

When it comes to Workers’ Compensation, few numbers carry more weight than your Experience Modification Rate, or EMR. It is…