Tired you feeling overwhelmed by increasing insurance expenses? We get it. That's why we're here – to simplify captive insurance…
Read More
In the world of insurance, the language used can often sound like a foreign code to those not immersed in…
Read More
Buffer Layer – A buffer layer is any layer of coverage that fills the void between a primary layer and…
Read More
PA employers will soon see a change to the factors that are used to calculate their workers’ compensation experience rating…
Read More
Summer heat can be more than uncomfortable—it can be a threat to your health, especially for older adults and children.…
Read More
When it comes to protecting your employees and ensuring a safe working environment, workers' compensation programs play a crucial role.…
Read More
It’s no secret that overtime work is a needed practice in many industries today, especially social services. While it can…
Read More
Social service organizations play a critical role in our communities by providing essential services to those in need. When it…
Read More
When an injury or illness keeps an individual away from work for an extended period, will they receive support necessary…
Read More
Hearten offers proactive claims handling and medical cost management that, in turn, delivers the best results for Hearten members.