Social service organizations play a critical role in our communities by providing essential services to those in need. When it comes to the employees that are employed at the social services organizations, many are required to drive as part of their job duties. Driving on the job can come with inherent risks, and it’s essential for social service organizations to understand their workers’ compensation obligations.
Workers’ compensation is a form of insurance that provides benefits to employees who are injured or become ill as a result of their job duties. In most states, employers are required to carry workers’ compensation insurance, and social service organizations are no exception.
When it comes to driving on the job, you need to be aware of your workers’ compensation obligations. If an employee is injured in a car accident while driving for work, they may be eligible for workers’ compensation benefits. These benefits can include medical expenses, lost wages, and rehabilitation costs.
Workers’ compensation coverage for driving on the job can be complex. Some states have specific requirements for workers’ compensation coverage for employees who drive as part of their job duties. It’s important that you take steps to ensure the safety of your employees who drive on the job. This can include implementing safe driving policies, providing driver training, and ensuring that vehicles are well-maintained and safe to operate.
Workers’ compensation coverage for driving on the job can be complex, which is why Hearten Workers’ Compensation strives to make this process easier for social service organizations. Hearten, a member-owned workers’ compensation captive program, was developed by organizations just like yours. It addresses the specific workers’ compensation needs of social services when traditional approaches might not be the best fit.
Hearten is a common-sense approach that is rooted in a deep understanding of alternative insurance solutions and offers a solution that’s right for you. Get in touch with us to learn more about our program: info@heartenworkcomp.com.
